Coverage with Care.

Peace of Mind for Life.

Fast Insurance Claims and Service

Fast Response

We’re always ready to provide the help you need, right when you need it most.

Valuable Insurance Advice and Guidance

Valuable Guidance

We help you understand your options so you can make an informed decision.

Insurance Coverage Tailored to your needs

Customized Coverage

We tailor insurance coverage that’s perfectly suited to your individual needs.

OUR

MISSION

As a family-owned and operated business, we do things differently. No pushy sales tactics—just honest, transparent advice to help you protect what matters most. We work for you, advocating for you every step of the way and negotiating the best pricing across providers so you don’t have to. Whether it’s your home, business, or future, we’re here to guide you through it all, like family would.

Happy Insured Family

What Our Clients Say

Responsive

Outstanding with all insurance types including home, auto, apartment, and life.

Knowledgeable

Very friendly and patient, they make sure to answer all of your questions.

Experienced

Can’t ask for better service. Optimum Insurance will do all the work for you!

Optimum in the Press

US News World Report - 5 Ways to Climate-Proof Your Home
Yahoo! Finance - Bundle home and auto insurance: Be sure it’s the best deal
Realtor.com - Montana Renters Insurance Refused To Cover Unexpected Flood—and Yours Might Do the Same
Fortune - Trump’s ‘shotgun approach’ to auto tariffs will have significant ripple effects—even if you’re not buying a car
Insurance.com - How to save on commercial auto insurance
AARP - 10 Proven Ways to Pay Less for Car Insurance
Finance Buzz - 5 Insurance Agents Share Their Best Money-Saving Tips
Family Handyman - Does Home Insurance Cover Damage from Space Debris?
AOL - Secure your home — and savings: 5+ home upgrades that can lower your homeowners insurance premiums
Ready to put your mind at ease?

Let’s talk about your insurance needs, and we’ll find the best possible coverage tailored to your needs and budget.